CURRENCY

Currency
The ruble is the Russian currency. Banknotes come in denominations of 10, 50, 100, 500 and 1,000 and the 5,000 note and there are 1, 2 and 5Rbl coins. There are 100 kopeks to every rouble and kopeks come in denominations of 1, 5, 10 and 50. You can convert foreign currency at any bank, hotel or tourist facility that displays an "Authorized Money Exchanger" sign (ATM). The conversion rate is better at banks, which you are strongly advised to use rather than small offices. Please note that it is illegal officially to pay in dollars or euros. ATMs (bankomaty) can be found at subway stations, banks and large hotels. Credit-card use is still not wide spread, so always have cash as back up.

Banking and using credit cards and cheques while in Russia
It is better to use cash while you travel to Russia. Not every place will accept credit cards. Bank machines will accept debit transactions, however, so don't leave home without the plastic. These cannot be found everywhere, so make sure you always have money to last a few days. You may take traveller's cheques if you are going to Moscow or St. Petersburg, but it is advisable not to rely on them. They can be difficult to cash, and, in smaller cities, completely useless. Exchange offices will almost always require your passport for currency exchange.

Tipping & Bargains
Tipping, if done at all, is generally some extra money being added to the bill. It is not customary in bars, but it is the norm in top-notch restaurants. Ten percent is average, but it's up to your discretion. Don't hesitate to ask for all of your change back, if the establishment automatically keeps whatever amount you hand them for the bill. Major restaurants will add a 10-15% service charge.
Bargaining is the rule in markets. 

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